Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 138,532,000 | 139,565,000 | 147,480,000 | 155,806,000 |
| Total loans | 67,109,000 | 68,279,000 | 70,466,000 | 72,579,000 |
| Allowance for loan losses | 853,000 | 862,000 | 898,000 | 908,000 |
| Securities available for sale | 41,579,000 | 46,006,000 | 51,896,000 | 69,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,168,000 | 123,467,000 | 130,432,000 | 138,822,000 |
| Interest-bearing deposits | 104,310,000 | 104,145,000 | 111,028,000 | 117,642,000 |
| Noninterest-bearing deposits | 18,858,000 | 19,322,000 | 19,404,000 | 21,180,000 |
| Equity capital | 14,878,000 | 15,439,000 | 16,094,000 | 16,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,689,000 | 4,095,000 | 5,576,000 |
| Interest expense | 250,000 | 472,000 | 673,000 | 876,000 |
| Net interest income | 1,108,000 | 2,217,000 | 3,422,000 | 4,700,000 |
| Noninterest income | 126,000 | 272,000 | 407,000 | 600,000 |
| Noninterest expense | 917,000 | 1,784,000 | 2,669,000 | 3,601,000 |
| Provision for loan losses | 65,000 | 120,000 | 155,000 | 235,000 |
| Pretax income | 252,000 | 585,000 | 1,007,000 | 1,479,000 |
| Income tax | 22,000 | 68,000 | 156,000 | 255,000 |
| Net income | 230,000 | 517,000 | 851,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,629,000 | 14,915,000 | 15,250,000 | 15,153,000 |
| Total capital | 15,482,000 | 15,777,000 | 16,148,000 | 16,061,000 |
| Risk-weighted assets | 73,089,000 | 69,618,000 | 72,549,000 | 78,288,000 |