Call reports 2010
PEOPLES BANK, THE — 2010
What PEOPLES BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 121,664,000 | 129,691,000 | 128,812,000 | 133,295,000 |
| Total loans | 69,035,000 | 68,561,000 | 69,487,000 | 68,787,000 |
| Allowance for loan losses | 807,000 | 840,000 | 841,000 | 849,000 |
| Securities available for sale | 19,041,000 | 19,496,000 | 18,210,000 | 38,264,000 |
| Securities held to maturity | 21,158,000 | 20,651,000 | 21,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,842,000 | 114,645,000 | 113,546,000 | 118,496,000 |
| Interest-bearing deposits | 90,384,000 | 97,798,000 | 97,737,000 | 102,371,000 |
| Noninterest-bearing deposits | 16,458,000 | 16,847,000 | 15,809,000 | 16,125,000 |
| Equity capital | 14,340,000 | 14,588,000 | 14,887,000 | 14,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,815,000 | 4,176,000 | 5,591,000 |
| Interest expense | 300,000 | 602,000 | 885,000 | 1,153,000 |
| Net interest income | 1,126,000 | 2,213,000 | 3,291,000 | 4,438,000 |
| Noninterest income | 140,000 | 289,000 | 439,000 | 578,000 |
| Noninterest expense | 843,000 | 1,732,000 | 2,624,000 | 3,620,000 |
| Provision for loan losses | 75,000 | 140,000 | 175,000 | 245,000 |
| Pretax income | 351,000 | 637,000 | 941,000 | 1,284,000 |
| Income tax | 60,000 | 88,000 | 123,000 | 174,000 |
| Net income | 291,000 | 549,000 | 818,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,099,000 | 14,357,000 | 14,626,000 | 14,398,000 |
| Total capital | 14,906,000 | 15,197,000 | 15,467,000 | 15,247,000 |
| Risk-weighted assets | 73,629,000 | 69,181,000 | 69,933,000 | 73,764,000 |