Call reports 2009
PEOPLES BANK, THE — 2009
What PEOPLES BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,054,000 | 117,508,000 | 118,153,000 | 120,221,000 |
| Total loans | 65,241,000 | 67,125,000 | 68,828,000 | 70,201,000 |
| Allowance for loan losses | 745,000 | 730,000 | 714,000 | 777,000 |
| Securities available for sale | 21,472,000 | 21,279,000 | 20,194,000 | 20,091,000 |
| Securities held to maturity | 18,894,000 | 18,890,000 | 20,176,000 | 20,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,808,000 | 103,238,000 | 103,365,000 | 105,664,000 |
| Interest-bearing deposits | 96,676,000 | 86,297,000 | 87,242,000 | 89,044,000 |
| Noninterest-bearing deposits | 14,132,000 | 16,941,000 | 16,123,000 | 16,620,000 |
| Equity capital | 13,718,000 | 13,865,000 | 14,312,000 | 14,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,878,000 | 4,329,000 | 5,780,000 |
| Interest expense | 360,000 | 731,000 | 1,060,000 | 1,371,000 |
| Net interest income | 1,077,000 | 2,147,000 | 3,269,000 | 4,409,000 |
| Noninterest income | 141,000 | 283,000 | 430,000 | 571,000 |
| Noninterest expense | 801,000 | 1,670,000 | 2,515,000 | 3,410,000 |
| Provision for loan losses | 45,000 | 95,000 | 153,000 | 298,000 |
| Pretax income | 394,000 | 687,000 | 1,053,000 | 1,294,000 |
| Income tax | 85,000 | 143,000 | 184,000 | 191,000 |
| Net income | 309,000 | 544,000 | 869,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,441,000 | 13,675,000 | 14,000,000 | 13,808,000 |
| Total capital | 14,186,000 | 14,405,000 | 14,714,000 | 14,585,000 |
| Risk-weighted assets | 67,470,000 | 74,774,000 | 69,463,000 | 71,538,000 |