Call reports 2007
PEOPLES BANK, THE — 2007
What PEOPLES BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 106,504,000 | 104,617,000 | 108,677,000 | 123,145,000 |
| Total loans | 54,788,000 | 57,094,000 | 58,506,000 | 58,440,000 |
| Allowance for loan losses | 713,000 | 735,000 | 740,000 | 740,000 |
| Securities available for sale | 28,498,000 | 27,862,000 | 23,859,000 | 24,095,000 |
| Securities held to maturity | 9,573,000 | 10,164,000 | 14,573,000 | 14,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,322,000 | 92,284,000 | 95,848,000 | 110,368,000 |
| Interest-bearing deposits | 81,149,000 | 78,564,000 | 83,515,000 | 95,349,000 |
| Noninterest-bearing deposits | 13,173,000 | 13,720,000 | 12,333,000 | 15,019,000 |
| Equity capital | 11,811,000 | 11,913,000 | 12,370,000 | 12,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,458,000 | 2,968,000 | 4,523,000 | 6,128,000 |
| Interest expense | 552,000 | 1,145,000 | 1,778,000 | 2,435,000 |
| Net interest income | 906,000 | 1,823,000 | 2,745,000 | 3,693,000 |
| Noninterest income | 122,000 | 275,000 | 431,000 | 597,000 |
| Noninterest expense | 723,000 | 1,419,000 | 2,137,000 | 2,924,000 |
| Provision for loan losses | 32,000 | 62,000 | 95,000 | 115,000 |
| Pretax income | 273,000 | 617,000 | 944,000 | 1,251,000 |
| Income tax | 55,000 | 134,000 | 213,000 | 265,000 |
| Net income | 218,000 | 483,000 | 731,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,872,000 | 12,137,000 | 12,385,000 | 12,263,000 |
| Total capital | 12,585,000 | 12,872,000 | 13,125,000 | 13,003,000 |
| Risk-weighted assets | 61,678,000 | 72,870,000 | 64,342,000 | 67,440,000 |