Call reports 2006
PEOPLES BANK, THE — 2006
What PEOPLES BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 98,476,000 | 111,174,000 | 102,832,000 | 119,043,000 |
| Total loans | 51,313,000 | 52,523,000 | 52,807,000 | 54,817,000 |
| Allowance for loan losses | 690,000 | 693,000 | 683,000 | 702,000 |
| Securities available for sale | 27,397,000 | 29,526,000 | 29,311,000 | 28,784,000 |
| Securities held to maturity | 6,793,000 | 6,805,000 | 7,298,000 | 8,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,099,000 | 99,716,000 | 90,878,000 | 107,134,000 |
| Interest-bearing deposits | 74,538,000 | 86,905,000 | 77,230,000 | 93,182,000 |
| Noninterest-bearing deposits | 12,561,000 | 12,811,000 | 13,648,000 | 13,952,000 |
| Equity capital | 11,054,000 | 11,152,000 | 11,570,000 | 11,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,633,000 | 4,045,000 | 5,540,000 |
| Interest expense | 423,000 | 927,000 | 1,442,000 | 2,028,000 |
| Net interest income | 849,000 | 1,706,000 | 2,603,000 | 3,512,000 |
| Noninterest income | 153,000 | 314,000 | 475,000 | 623,000 |
| Noninterest expense | 727,000 | 1,435,000 | 2,150,000 | 2,876,000 |
| Provision for loan losses | 25,000 | 55,000 | 85,000 | 120,000 |
| Pretax income | 250,000 | 530,000 | 843,000 | 1,139,000 |
| Income tax | 50,000 | 117,000 | 193,000 | 260,000 |
| Net income | 200,000 | 413,000 | 650,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,314,000 | 11,528,000 | 11,765,000 | 11,653,000 |
| Total capital | 12,004,000 | 12,221,000 | 12,448,000 | 12,355,000 |
| Risk-weighted assets | 57,559,000 | 61,177,000 | 59,387,000 | 64,669,000 |