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Call reports 2005

PEOPLES BANK, THE — 2005

What PEOPLES BANK, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b3ef782c-8062-4689-957d-bccad193f58f/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets99,691,000101,452,000104,649,000106,390,000
Total loans49,930,00049,568,00050,524,00051,817,000
Allowance for loan losses666,000656,000648,000673,000
Securities available for sale28,958,00029,084,00028,095,00028,629,000
Securities held to maturity7,333,0007,188,0007,058,0007,058,000
Trading assets0000
Total deposits88,848,00090,220,00093,100,00095,165,000
Interest-bearing deposits76,022,00078,181,00080,264,00081,916,000
Noninterest-bearing deposits12,826,00012,039,00012,836,00013,249,000
Equity capital10,608,00010,938,00011,134,00010,883,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income1,268,0002,502,0003,804,0005,136,000
Interest expense400,000755,0001,173,0001,617,000
Net interest income868,0001,747,0002,631,0003,519,000
Noninterest income125,000269,000428,000587,000
Noninterest expense689,0001,331,0002,037,0002,819,000
Provision for loan losses30,00075,000105,000125,000
Pretax income274,000610,000917,0001,162,000
Income tax59,000142,000203,000251,000
Net income215,000468,000714,000911,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital10,743,00010,997,00011,243,00011,115,000
Total capital11,409,00011,653,00011,891,00011,788,000
Risk-weighted assets56,887,00056,469,00057,315,00059,398,000