Call reports 2002
PEOPLES BANK, THE — 2002
What PEOPLES BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,859,000 | 92,159,000 | 91,078,000 | 97,127,000 |
| Total loans | 45,216,000 | 45,948,000 | 47,286,000 | 47,965,000 |
| Allowance for loan losses | 689,000 | 719,000 | 732,000 | 713,000 |
| Securities available for sale | 22,404,000 | 22,474,000 | 20,039,000 | 20,527,000 |
| Securities held to maturity | 7,747,000 | 8,702,000 | 8,851,000 | 8,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,513,000 | 82,407,000 | 80,978,000 | 87,284,000 |
| Interest-bearing deposits | 68,151,000 | 72,300,000 | 70,639,000 | 75,231,000 |
| Noninterest-bearing deposits | 10,362,000 | 10,107,000 | 10,339,000 | 12,053,000 |
| Equity capital | 9,090,000 | 9,491,000 | 9,746,000 | 9,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,686,000 | 3,982,000 | 5,270,000 |
| Interest expense | 479,000 | 948,000 | 1,401,000 | 1,845,000 |
| Net interest income | 859,000 | 1,738,000 | 2,581,000 | 3,425,000 |
| Noninterest income | 113,000 | 231,000 | 355,000 | 475,000 |
| Noninterest expense | 611,000 | 1,225,000 | 1,883,000 | 2,587,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 316,000 | 654,000 | 918,000 | 1,164,000 |
| Income tax | 80,000 | 165,000 | 224,000 | 271,000 |
| Net income | 236,000 | 489,000 | 694,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,005,000 | 9,257,000 | 9,463,000 | 9,347,000 |
| Total capital | 9,694,000 | 9,907,000 | 10,104,000 | 10,027,000 |
| Risk-weighted assets | 57,477,000 | 51,966,000 | 51,850,000 | 54,399,000 |