Call reports 2001
PEOPLES BANK, THE — 2001
What PEOPLES BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 84,638,000 | 86,128,000 | 95,817,000 | 91,017,000 |
| Total loans | 43,427,000 | 43,562,000 | 44,335,000 | 45,398,000 |
| Allowance for loan losses | 640,000 | 676,000 | 716,000 | 676,000 |
| Securities available for sale | 18,755,000 | 20,580,000 | 22,485,000 | 25,506,000 |
| Securities held to maturity | 5,984,000 | 7,457,000 | 7,314,000 | 8,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,624,000 | 76,912,000 | 86,126,000 | 81,778,000 |
| Interest-bearing deposits | 64,419,000 | 66,272,000 | 75,918,000 | 70,556,000 |
| Noninterest-bearing deposits | 11,205,000 | 10,640,000 | 10,208,000 | 11,222,000 |
| Equity capital | 8,654,000 | 8,865,000 | 9,204,000 | 8,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 3,018,000 | 4,441,000 | 5,928,000 |
| Interest expense | 713,000 | 1,475,000 | 2,154,000 | 2,791,000 |
| Net interest income | 773,000 | 1,543,000 | 2,287,000 | 3,137,000 |
| Noninterest income | 99,000 | 207,000 | 351,000 | 465,000 |
| Noninterest expense | 577,000 | 1,168,000 | 1,747,000 | 2,362,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 165,000 |
| Pretax income | 250,000 | 492,000 | 756,000 | 1,075,000 |
| Income tax | 62,000 | 116,000 | 178,000 | 256,000 |
| Net income | 188,000 | 376,000 | 578,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,504,000 | 8,707,000 | 8,928,000 | 8,768,000 |
| Total capital | 9,144,000 | 9,383,000 | 9,644,000 | 9,444,000 |
| Risk-weighted assets | 54,705,000 | 56,427,000 | 59,030,000 | 59,489,000 |