Call reports 2025
BUILTWELL BANK — 2025
What BUILTWELL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,934,626,000 | 1,947,269,000 | 2,335,891,000 | 2,304,592,000 |
| Total loans | 1,261,920,000 | 1,262,229,000 | 1,538,431,000 | 1,563,219,000 |
| Allowance for loan losses | 18,815,000 | 18,940,000 | 22,045,000 | 21,950,000 |
| Securities available for sale | 138,803,000 | 126,943,000 | 174,445,000 | 217,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,718,906,000 | 1,723,263,000 | 2,000,445,000 | 2,031,095,000 |
| Interest-bearing deposits | 1,163,762,000 | 1,189,625,000 | 1,413,947,000 | 1,437,040,000 |
| Noninterest-bearing deposits | 555,144,000 | 533,638,000 | 586,498,000 | 594,055,000 |
| Equity capital | 197,613,000 | 208,043,000 | 315,101,000 | 253,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 28,028,000 | 56,900,000 | 102,021,000 | 137,430,000 |
| Interest expense | 7,057,000 | 14,190,000 | 23,987,000 | 32,398,000 |
| Net interest income | 20,971,000 | 42,710,000 | 78,034,000 | 105,032,000 |
| Noninterest income | 3,439,000 | 6,991,000 | 11,864,000 | 16,070,000 |
| Noninterest expense | 11,503,000 | 23,529,000 | 41,743,000 | 55,887,000 |
| Provision for loan losses | 0 | 100,000 | 3,145,000 | 3,144,000 |
| Pretax income | 12,907,000 | 26,502,000 | 45,390,000 | 62,451,000 |
| Income tax | 3,238,000 | 6,645,000 | 11,031,000 | 14,671,000 |
| Net income | 9,669,000 | 19,857,000 | 34,359,000 | 47,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,254,000 | 172,090,000 | 252,437,000 | 191,329,000 |
| Total capital | 179,027,000 | 188,812,000 | 272,809,000 | 211,395,000 |
| Risk-weighted assets | 1,338,269,000 | 1,333,831,000 | 1,626,288,000 | 1,601,617,000 |