Call reports 2024
BUILTWELL BANK — 2024
What BUILTWELL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,804,941,000 | 1,831,250,000 | 1,888,967,000 | 1,899,311,000 |
| Total loans | 1,250,863,000 | 1,267,876,000 | 1,278,542,000 | 1,246,397,000 |
| Allowance for loan losses | 18,678,000 | 19,102,000 | 18,975,000 | 18,894,000 |
| Securities available for sale | 141,018,000 | 93,077,000 | 92,150,000 | 85,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,594,359,000 | 1,612,259,000 | 1,656,970,000 | 1,658,730,000 |
| Interest-bearing deposits | 1,053,178,000 | 1,065,436,000 | 1,124,287,000 | 1,131,242,000 |
| Noninterest-bearing deposits | 541,181,000 | 546,823,000 | 532,683,000 | 527,488,000 |
| Equity capital | 195,616,000 | 205,470,000 | 216,969,000 | 225,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 27,363,000 | 55,945,000 | 86,132,000 | 116,315,000 |
| Interest expense | 6,131,000 | 12,804,000 | 20,376,000 | 28,111,000 |
| Net interest income | 21,232,000 | 43,141,000 | 65,756,000 | 88,204,000 |
| Noninterest income | 3,565,000 | 7,271,000 | 10,869,000 | 14,361,000 |
| Noninterest expense | 11,636,000 | 23,519,000 | 36,234,000 | 49,129,000 |
| Provision for loan losses | 300,000 | 765,000 | 765,000 | 765,000 |
| Pretax income | 12,861,000 | 25,728,000 | 39,226,000 | 52,271,000 |
| Income tax | 3,231,000 | 6,440,000 | 9,733,000 | 12,967,000 |
| Net income | 9,630,000 | 19,288,000 | 29,493,000 | 39,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,118,000 | 169,864,000 | 180,158,000 | 190,057,000 |
| Total capital | 176,543,000 | 186,595,000 | 197,087,000 | 206,372,000 |
| Risk-weighted assets | 1,310,624,000 | 1,334,568,000 | 1,350,690,000 | 1,301,096,000 |