Call reports 2022
BUILTWELL BANK — 2022
What BUILTWELL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,401,369,000 | 1,401,807,000 | 1,948,240,000 | 1,856,952,000 |
| Total loans | 778,487,000 | 784,570,000 | 1,151,488,000 | 1,152,706,000 |
| Allowance for loan losses | 12,892,000 | 12,874,000 | 16,289,000 | 17,499,000 |
| Securities available for sale | 80,852,000 | 124,718,000 | 152,846,000 | 154,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,272,195,000 | 1,272,906,000 | 1,728,400,000 | 1,630,550,000 |
| Interest-bearing deposits | 801,883,000 | 799,168,000 | 1,073,671,000 | 1,024,493,000 |
| Noninterest-bearing deposits | 470,312,000 | 473,738,000 | 654,729,000 | 606,057,000 |
| Equity capital | 117,998,000 | 118,935,000 | 209,749,000 | 218,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,532,000 | 21,800,000 | 54,046,000 | 77,751,000 |
| Interest expense | 207,000 | 392,000 | 959,000 | 1,897,000 |
| Net interest income | 10,325,000 | 21,408,000 | 53,087,000 | 75,854,000 |
| Noninterest income | 2,947,000 | 6,291,000 | 10,981,000 | 14,506,000 |
| Noninterest expense | 7,980,000 | 16,517,000 | 33,832,000 | 45,652,000 |
| Provision for loan losses | 66,000 | 66,000 | 3,177,000 | 4,344,000 |
| Pretax income | 5,231,000 | 11,125,000 | 26,906,000 | 40,243,000 |
| Income tax | 1,335,000 | 2,748,000 | 6,553,000 | 9,782,000 |
| Net income | 3,896,000 | 8,377,000 | 20,353,000 | 30,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,556,000 | 121,057,000 | 179,925,000 | 187,406,000 |
| Total capital | 127,746,000 | 131,116,000 | 193,572,000 | 201,363,000 |
| Risk-weighted assets | 731,480,000 | 801,899,000 | 1,089,152,000 | 1,112,978,000 |