Call reports 2020
BUILTWELL BANK — 2020
What BUILTWELL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,035,417,000 | 1,148,944,000 | 1,171,473,000 | 1,191,364,000 |
| Total loans | 819,205,000 | 865,769,000 | 862,264,000 | 830,349,000 |
| Allowance for loan losses | 9,714,000 | 14,566,000 | 19,153,000 | 19,934,000 |
| Securities available for sale | 27,588,000 | 23,404,000 | 18,187,000 | 16,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 893,987,000 | 1,007,296,000 | 1,033,284,000 | 1,052,282,000 |
| Interest-bearing deposits | 619,602,000 | 639,633,000 | 665,045,000 | 681,054,000 |
| Noninterest-bearing deposits | 274,385,000 | 367,663,000 | 368,239,000 | 371,228,000 |
| Equity capital | 130,812,000 | 130,444,000 | 129,726,000 | 132,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,318,000 | 23,926,000 | 35,526,000 | 47,644,000 |
| Interest expense | 1,000,000 | 1,835,000 | 2,523,000 | 3,092,000 |
| Net interest income | 11,318,000 | 22,091,000 | 33,003,000 | 44,552,000 |
| Noninterest income | 2,980,000 | 5,891,000 | 8,454,000 | 11,036,000 |
| Noninterest expense | 8,626,000 | 16,313,000 | 23,933,000 | 31,579,000 |
| Provision for loan losses | 197,000 | 5,047,000 | 9,867,000 | 10,617,000 |
| Pretax income | 5,472,000 | 6,602,000 | 7,657,000 | 13,400,000 |
| Income tax | 1,375,000 | 1,528,000 | 1,767,000 | 3,327,000 |
| Net income | 4,097,000 | 5,074,000 | 5,890,000 | 10,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,047,000 | 128,579,000 | 127,950,000 | 130,689,000 |
| Total capital | 138,761,000 | 138,652,000 | 137,962,000 | 140,678,000 |
| Risk-weighted assets | 820,034,000 | 801,456,000 | 791,801,000 | 789,173,000 |