Call reports 2019
BUILTWELL BANK — 2019
What BUILTWELL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 999,000,000 | 1,004,650,000 | 1,012,327,000 | 997,445,000 |
| Total loans | 787,181,000 | 791,367,000 | 803,350,000 | 814,386,000 |
| Allowance for loan losses | 9,799,000 | 9,714,000 | 9,707,000 | 9,697,000 |
| Securities available for sale | 29,085,000 | 24,453,000 | 23,696,000 | 28,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 870,337,000 | 873,477,000 | 877,447,000 | 860,801,000 |
| Interest-bearing deposits | 623,458,000 | 612,674,000 | 603,985,000 | 595,547,000 |
| Noninterest-bearing deposits | 246,879,000 | 260,803,000 | 273,462,000 | 265,254,000 |
| Equity capital | 119,346,000 | 122,892,000 | 125,911,000 | 128,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,291,000 | 26,638,000 | 39,887,000 | 52,667,000 |
| Interest expense | 860,000 | 1,839,000 | 2,877,000 | 3,893,000 |
| Net interest income | 12,431,000 | 24,799,000 | 37,010,000 | 48,774,000 |
| Noninterest income | 2,793,000 | 6,137,000 | 8,893,000 | 11,526,000 |
| Noninterest expense | 8,318,000 | 16,879,000 | 25,143,000 | 33,217,000 |
| Provision for loan losses | 175,000 | 176,000 | 230,000 | 230,000 |
| Pretax income | 6,731,000 | 13,883,000 | 20,532,000 | 26,858,000 |
| Income tax | 1,693,000 | 3,500,000 | 5,171,000 | 6,768,000 |
| Net income | 5,038,000 | 10,383,000 | 15,361,000 | 20,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,239,000 | 120,888,000 | 123,931,000 | 126,725,000 |
| Total capital | 127,038,000 | 130,602,000 | 133,640,000 | 136,422,000 |
| Risk-weighted assets | 786,347,000 | 787,852,000 | 803,867,000 | 816,526,000 |