Call reports 2017
BUILTWELL BANK — 2017
What BUILTWELL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 948,477,000 | 962,723,000 | 959,543,000 | 952,163,000 |
| Total loans | 711,134,000 | 724,654,000 | 735,416,000 | 762,976,000 |
| Allowance for loan losses | 8,921,000 | 9,234,000 | 9,424,000 | 9,805,000 |
| Securities available for sale | 50,732,000 | 49,366,000 | 48,126,000 | 44,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 835,697,000 | 852,795,000 | 847,356,000 | 839,909,000 |
| Interest-bearing deposits | 607,628,000 | 621,395,000 | 611,927,000 | 614,103,000 |
| Noninterest-bearing deposits | 228,069,000 | 231,400,000 | 235,429,000 | 225,806,000 |
| Equity capital | 99,728,000 | 100,624,000 | 102,459,000 | 104,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,330,000 | 21,158,000 | 32,561,000 | 44,057,000 |
| Interest expense | 352,000 | 708,000 | 1,078,000 | 1,442,000 |
| Net interest income | 9,978,000 | 20,450,000 | 31,483,000 | 42,615,000 |
| Noninterest income | 3,502,000 | 6,288,000 | 8,972,000 | 11,900,000 |
| Noninterest expense | 7,357,000 | 14,823,000 | 22,538,000 | 30,161,000 |
| Provision for loan losses | 944,000 | 1,442,000 | 2,036,000 | 2,036,000 |
| Pretax income | 5,179,000 | 10,473,000 | 15,884,000 | 22,321,000 |
| Income tax | 1,907,000 | 3,870,000 | 5,884,000 | 8,936,000 |
| Net income | 3,272,000 | 6,603,000 | 10,000,000 | 13,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,006,000 | 97,907,000 | 99,821,000 | 101,761,000 |
| Total capital | 105,679,000 | 106,841,000 | 109,069,000 | 111,204,000 |
| Risk-weighted assets | 693,201,000 | 714,103,000 | 739,314,000 | 754,795,000 |