Call reports 2016
BUILTWELL BANK — 2016
What BUILTWELL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 908,926,000 | 916,738,000 | 926,279,000 | 919,807,000 |
| Total loans | 669,318,000 | 668,610,000 | 697,189,000 | 704,046,000 |
| Allowance for loan losses | 7,938,000 | 7,277,000 | 7,565,000 | 8,083,000 |
| Securities available for sale | 67,169,000 | 61,634,000 | 54,862,000 | 52,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 803,588,000 | 810,582,000 | 817,693,000 | 810,482,000 |
| Interest-bearing deposits | 608,009,000 | 599,115,000 | 598,319,000 | 593,557,000 |
| Noninterest-bearing deposits | 195,579,000 | 211,467,000 | 219,374,000 | 216,925,000 |
| Equity capital | 94,680,000 | 96,357,000 | 97,856,000 | 98,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,951,000 | 20,107,000 | 30,457,000 | 40,955,000 |
| Interest expense | 383,000 | 754,000 | 1,119,000 | 1,474,000 |
| Net interest income | 9,568,000 | 19,353,000 | 29,338,000 | 39,481,000 |
| Noninterest income | 2,971,000 | 5,970,000 | 9,125,000 | 12,495,000 |
| Noninterest expense | 7,359,000 | 14,873,000 | 22,499,000 | 29,608,000 |
| Provision for loan losses | 531,000 | 1,146,000 | 1,823,000 | 3,353,000 |
| Pretax income | 4,649,000 | 9,541,000 | 14,466,000 | 19,341,000 |
| Income tax | 1,714,000 | 3,314,000 | 5,132,000 | 6,933,000 |
| Net income | 2,935,000 | 6,227,000 | 9,334,000 | 12,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,767,000 | 92,407,000 | 94,062,000 | 95,686,000 |
| Total capital | 98,705,000 | 99,684,000 | 101,627,000 | 103,769,000 |
| Risk-weighted assets | 662,410,000 | 656,748,000 | 682,885,000 | 686,974,000 |