Call reports 2015
BUILTWELL BANK — 2015
What BUILTWELL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 898,007,000 | 903,138,000 | 890,982,000 | 891,251,000 |
| Total loans | 647,642,000 | 656,342,000 | 651,330,000 | 665,623,000 |
| Allowance for loan losses | 8,574,000 | 8,617,000 | 7,745,000 | 7,634,000 |
| Securities available for sale | 87,069,000 | 76,150,000 | 74,457,000 | 69,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 798,580,000 | 802,834,000 | 789,641,000 | 787,807,000 |
| Interest-bearing deposits | 615,779,000 | 608,457,000 | 603,496,000 | 598,035,000 |
| Noninterest-bearing deposits | 182,801,000 | 194,377,000 | 186,145,000 | 189,772,000 |
| Equity capital | 89,639,000 | 90,525,000 | 92,046,000 | 92,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,556,000 | 19,536,000 | 29,456,000 | 39,379,000 |
| Interest expense | 452,000 | 884,000 | 1,303,000 | 1,703,000 |
| Net interest income | 9,104,000 | 18,652,000 | 28,153,000 | 37,676,000 |
| Noninterest income | 2,386,000 | 4,989,000 | 7,541,000 | 11,758,000 |
| Noninterest expense | 6,850,000 | 14,166,000 | 21,155,000 | 30,028,000 |
| Provision for loan losses | 704,000 | 1,425,000 | 2,068,000 | 2,581,000 |
| Pretax income | 3,937,000 | 8,051,000 | 12,472,000 | 16,826,000 |
| Income tax | 1,469,000 | 2,811,000 | 4,462,000 | 6,084,000 |
| Net income | 2,468,000 | 5,240,000 | 8,010,000 | 10,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,559,000 | 85,682,000 | 87,006,000 | 88,290,000 |
| Total capital | 92,903,000 | 94,119,000 | 94,751,000 | 95,924,000 |
| Risk-weighted assets | 667,291,000 | 671,093,000 | 663,293,000 | 671,265,000 |