Call reports 2014
BUILTWELL BANK — 2014
What BUILTWELL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 888,098,000 | 878,777,000 | 872,865,000 | 880,718,000 |
| Total loans | 580,292,000 | 598,393,000 | 618,718,000 | 629,788,000 |
| Allowance for loan losses | 8,041,000 | 7,546,000 | 8,103,000 | 8,347,000 |
| Securities available for sale | 104,477,000 | 108,120,000 | 97,736,000 | 92,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 789,180,000 | 783,950,000 | 775,722,000 | 782,606,000 |
| Interest-bearing deposits | 628,562,000 | 617,136,000 | 609,478,000 | 608,544,000 |
| Noninterest-bearing deposits | 160,618,000 | 166,814,000 | 166,244,000 | 174,062,000 |
| Equity capital | 87,511,000 | 85,080,000 | 86,247,000 | 87,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,197,000 | 18,607,000 | 28,279,000 | 38,159,000 |
| Interest expense | 553,000 | 1,097,000 | 1,613,000 | 2,090,000 |
| Net interest income | 8,644,000 | 17,510,000 | 26,666,000 | 36,069,000 |
| Noninterest income | 2,014,000 | 3,709,000 | 5,665,000 | 8,059,000 |
| Noninterest expense | 7,074,000 | 14,060,000 | 21,268,000 | 28,504,000 |
| Provision for loan losses | 525,000 | 587,000 | 950,000 | 1,798,000 |
| Pretax income | 3,109,000 | 6,624,000 | 10,070,000 | 13,783,000 |
| Income tax | 963,000 | 2,277,000 | 3,561,000 | 4,895,000 |
| Net income | 2,146,000 | 4,347,000 | 6,509,000 | 8,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,422,000 | 78,193,000 | 79,608,000 | 81,612,000 |
| Total capital | 88,865,000 | 85,739,000 | 87,346,000 | 89,447,000 |
| Risk-weighted assets | 594,873,000 | 611,582,000 | 618,661,000 | 626,270,000 |