Call reports 2013
BUILTWELL BANK — 2013
What BUILTWELL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 891,604,000 | 880,995,000 | 891,406,000 | 862,016,000 |
| Total loans | 599,320,000 | 588,913,000 | 579,064,000 | 580,271,000 |
| Allowance for loan losses | 9,363,000 | 9,015,000 | 8,562,000 | 8,935,000 |
| Securities available for sale | 59,236,000 | 89,518,000 | 109,576,000 | 109,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,329,000 | 779,045,000 | 790,071,000 | 764,183,000 |
| Interest-bearing deposits | 648,474,000 | 637,927,000 | 622,755,000 | 619,955,000 |
| Noninterest-bearing deposits | 141,855,000 | 141,118,000 | 167,316,000 | 144,228,000 |
| Equity capital | 88,765,000 | 90,100,000 | 89,813,000 | 86,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,729,000 | 19,354,000 | 29,311,000 | 38,942,000 |
| Interest expense | 644,000 | 1,291,000 | 1,941,000 | 2,535,000 |
| Net interest income | 9,085,000 | 18,063,000 | 27,370,000 | 36,407,000 |
| Noninterest income | 2,112,000 | 4,051,000 | 5,854,000 | 7,527,000 |
| Noninterest expense | 6,867,000 | 13,748,000 | 20,696,000 | 27,715,000 |
| Provision for loan losses | 1,265,000 | 1,895,000 | 2,695,000 | 3,410,000 |
| Pretax income | 3,071,000 | 6,652,000 | 10,144,000 | 13,120,000 |
| Income tax | 156,000 | 1,505,000 | 2,835,000 | 3,867,000 |
| Net income | 2,915,000 | 5,147,000 | 7,309,000 | 9,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,117,000 | 82,620,000 | 83,053,000 | 80,768,000 |
| Total capital | 87,653,000 | 90,101,000 | 90,481,000 | 88,256,000 |
| Risk-weighted assets | 601,043,000 | 596,960,000 | 593,107,000 | 597,619,000 |