Call reports 2012
BUILTWELL BANK — 2012
What BUILTWELL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 659,988,000 | 653,340,000 | 878,362,000 | 882,109,000 |
| Total loans | 460,539,000 | 468,702,000 | 605,897,000 | 596,921,000 |
| Allowance for loan losses | 6,049,000 | 6,665,000 | 7,434,000 | 8,533,000 |
| Securities available for sale | 63,642,000 | 51,593,000 | 84,256,000 | 58,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,188,000 | 577,727,000 | 777,368,000 | 783,014,000 |
| Interest-bearing deposits | 463,008,000 | 459,763,000 | 635,814,000 | 644,166,000 |
| Noninterest-bearing deposits | 117,180,000 | 117,964,000 | 141,554,000 | 138,848,000 |
| Equity capital | 63,418,000 | 63,484,000 | 88,371,000 | 88,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,780,000 | 15,711,000 | 23,882,000 | 34,062,000 |
| Interest expense | 733,000 | 1,413,000 | 2,069,000 | 2,778,000 |
| Net interest income | 7,047,000 | 14,298,000 | 21,813,000 | 31,284,000 |
| Noninterest income | 1,494,000 | 3,553,000 | 5,173,000 | 7,095,000 |
| Noninterest expense | 5,590,000 | 11,248,000 | 16,951,000 | 23,783,000 |
| Provision for loan losses | 440,000 | 1,370,000 | 1,945,000 | 3,475,000 |
| Pretax income | 2,519,000 | 5,670,000 | 8,527,000 | 11,786,000 |
| Income tax | 927,000 | 2,099,000 | 3,152,000 | 4,305,000 |
| Net income | 1,592,000 | 3,571,000 | 5,375,000 | 7,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,849,000 | 57,517,000 | 80,475,000 | 80,801,000 |
| Total capital | 62,786,000 | 63,431,000 | 87,915,000 | 88,274,000 |
| Risk-weighted assets | 474,873,000 | 472,333,000 | 609,900,000 | 596,769,000 |