Call reports 2011
BUILTWELL BANK — 2011
What BUILTWELL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 682,958,000 | 663,965,000 | 650,754,000 | 641,567,000 |
| Total loans | 471,155,000 | 460,735,000 | 464,814,000 | 464,610,000 |
| Allowance for loan losses | 6,064,000 | 6,437,000 | 6,242,000 | 6,303,000 |
| Securities available for sale | 68,067,000 | 68,717,000 | 60,529,000 | 63,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,931,000 | 583,876,000 | 570,470,000 | 561,937,000 |
| Interest-bearing deposits | 502,847,000 | 480,966,000 | 459,419,000 | 455,469,000 |
| Noninterest-bearing deposits | 100,084,000 | 102,910,000 | 111,051,000 | 106,468,000 |
| Equity capital | 65,647,000 | 66,396,000 | 66,766,000 | 66,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,009,000 | 16,128,000 | 24,194,000 | 32,133,000 |
| Interest expense | 1,125,000 | 2,143,000 | 3,068,000 | 3,887,000 |
| Net interest income | 6,884,000 | 13,985,000 | 21,126,000 | 28,246,000 |
| Noninterest income | 1,936,000 | 3,320,000 | 5,002,000 | 6,222,000 |
| Noninterest expense | 5,659,000 | 11,325,000 | 17,053,000 | 22,702,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,200,000 | 5,000,000 |
| Pretax income | 1,661,000 | 2,980,000 | 4,997,000 | 6,888,000 |
| Income tax | 605,000 | 1,059,000 | 1,792,000 | 2,434,000 |
| Net income | 1,056,000 | 1,921,000 | 3,205,000 | 4,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,627,000 | 58,990,000 | 59,770,000 | 60,218,000 |
| Total capital | 64,691,000 | 64,943,000 | 65,759,000 | 66,210,000 |
| Risk-weighted assets | 488,979,000 | 475,762,000 | 478,878,000 | 479,038,000 |