Call reports 2010
BUILTWELL BANK — 2010
What BUILTWELL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 667,239,000 | 656,633,000 | 665,737,000 | 667,546,000 |
| Total loans | 491,833,000 | 493,195,000 | 487,414,000 | 478,335,000 |
| Allowance for loan losses | 6,987,000 | 6,053,000 | 5,310,000 | 6,284,000 |
| Securities available for sale | 57,597,000 | 53,900,000 | 55,004,000 | 66,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,584,000 | 577,996,000 | 586,748,000 | 589,759,000 |
| Interest-bearing deposits | 495,938,000 | 483,667,000 | 489,123,000 | 495,373,000 |
| Noninterest-bearing deposits | 92,646,000 | 94,329,000 | 97,625,000 | 94,386,000 |
| Equity capital | 65,348,000 | 65,465,000 | 65,651,000 | 65,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,461,000 | 17,079,000 | 25,629,000 | 33,927,000 |
| Interest expense | 1,636,000 | 3,176,000 | 4,591,000 | 5,872,000 |
| Net interest income | 6,825,000 | 13,903,000 | 21,038,000 | 28,055,000 |
| Noninterest income | 2,219,000 | 3,748,000 | 5,432,000 | 7,365,000 |
| Noninterest expense | 5,552,000 | 10,961,000 | 16,644,000 | 22,334,000 |
| Provision for loan losses | 1,500,000 | 3,185,000 | 5,365,000 | 7,165,000 |
| Pretax income | 2,101,000 | 3,614,000 | 4,586,000 | 6,088,000 |
| Income tax | 689,000 | 1,323,000 | 1,667,000 | 2,133,000 |
| Net income | 1,412,000 | 2,291,000 | 2,919,000 | 3,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,365,000 | 57,449,000 | 57,609,000 | 58,099,000 |
| Total capital | 63,677,000 | 63,502,000 | 62,919,000 | 64,240,000 |
| Risk-weighted assets | 504,306,000 | 508,831,000 | 499,134,000 | 491,120,000 |