Call reports 2009
BUILTWELL BANK — 2009
What BUILTWELL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 647,033,000 | 643,232,000 | 630,662,000 | 639,843,000 |
| Total loans | 499,546,000 | 501,171,000 | 488,661,000 | 483,089,000 |
| Allowance for loan losses | 6,299,000 | 6,202,000 | 6,091,000 | 6,053,000 |
| Securities available for sale | 61,178,000 | 61,071,000 | 64,980,000 | 63,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,541,000 | 559,987,000 | 549,862,000 | 560,894,000 |
| Interest-bearing deposits | 526,924,000 | 516,831,000 | 512,480,000 | 518,492,000 |
| Noninterest-bearing deposits | 40,617,000 | 43,156,000 | 37,382,000 | 42,402,000 |
| Equity capital | 62,750,000 | 64,665,000 | 65,474,000 | 64,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,630,000 | 17,521,000 | 26,229,000 | 35,028,000 |
| Interest expense | 2,406,000 | 4,611,000 | 6,765,000 | 8,634,000 |
| Net interest income | 6,224,000 | 12,910,000 | 19,464,000 | 26,394,000 |
| Noninterest income | 2,269,000 | 4,440,000 | 6,477,000 | 8,624,000 |
| Noninterest expense | 5,484,000 | 11,138,000 | 16,605,000 | 22,206,000 |
| Provision for loan losses | 600,000 | 1,400,000 | 2,800,000 | 4,435,000 |
| Pretax income | 2,427,000 | 4,829,000 | 6,670,000 | 8,511,000 |
| Income tax | 876,000 | 1,749,000 | 2,406,000 | 3,043,000 |
| Net income | 1,551,000 | 3,080,000 | 4,264,000 | 5,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,561,000 | 56,751,000 | 57,073,000 | 56,746,000 |
| Total capital | 60,860,000 | 62,953,000 | 63,164,000 | 62,799,000 |
| Risk-weighted assets | 504,980,000 | 513,786,000 | 510,616,000 | 502,260,000 |