Call reports 2007
BUILTWELL BANK — 2007
What BUILTWELL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 540,608,000 | 555,501,000 | 552,506,000 | 550,611,000 |
| Total loans | 392,567,000 | 408,535,000 | 409,983,000 | 411,800,000 |
| Allowance for loan losses | 4,859,000 | 4,859,000 | 4,860,000 | 4,736,000 |
| Securities available for sale | 59,415,000 | 60,854,000 | 61,553,000 | 73,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,530,000 | 493,016,000 | 488,916,000 | 485,432,000 |
| Interest-bearing deposits | 417,855,000 | 428,621,000 | 431,126,000 | 427,836,000 |
| Noninterest-bearing deposits | 61,675,000 | 64,395,000 | 57,790,000 | 57,596,000 |
| Equity capital | 51,304,000 | 52,070,000 | 53,590,000 | 54,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,628,000 | 19,691,000 | 29,861,000 | 39,658,000 |
| Interest expense | 3,190,000 | 6,564,000 | 10,106,000 | 13,511,000 |
| Net interest income | 6,438,000 | 13,127,000 | 19,755,000 | 26,147,000 |
| Noninterest income | 1,895,000 | 3,726,000 | 5,408,000 | 7,178,000 |
| Noninterest expense | 5,103,000 | 10,206,000 | 15,317,000 | 20,480,000 |
| Provision for loan losses | 85,000 | 215,000 | 266,000 | 506,000 |
| Pretax income | 3,145,000 | 6,432,000 | 9,580,000 | 12,339,000 |
| Income tax | 1,145,000 | 2,358,000 | 3,512,000 | 4,335,000 |
| Net income | 2,000,000 | 4,074,000 | 6,068,000 | 8,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,060,000 | 51,173,000 | 52,205,000 | 53,179,000 |
| Total capital | 54,919,000 | 56,032,000 | 57,065,000 | 57,915,000 |
| Risk-weighted assets | 425,140,000 | 442,927,000 | 444,577,000 | 442,638,000 |