Call reports 2006
BUILTWELL BANK — 2006
What BUILTWELL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 520,699,000 | 516,603,000 | 515,996,000 | 525,584,000 |
| Total loans | 368,196,000 | 373,829,000 | 378,377,000 | 383,014,000 |
| Allowance for loan losses | 4,515,000 | 4,737,000 | 4,861,000 | 4,859,000 |
| Securities available for sale | 48,782,000 | 59,931,000 | 60,812,000 | 75,830,000 |
| Securities held to maturity | 5,000 | 4,000 | 4,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,210,000 | 461,944,000 | 458,550,000 | 465,060,000 |
| Interest-bearing deposits | 388,957,000 | 387,766,000 | 381,565,000 | 392,762,000 |
| Noninterest-bearing deposits | 79,253,000 | 74,178,000 | 76,985,000 | 72,298,000 |
| Equity capital | 46,848,000 | 47,547,000 | 49,112,000 | 50,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,639,000 | 17,901,000 | 27,308,000 | 36,832,000 |
| Interest expense | 2,392,000 | 4,992,000 | 7,786,000 | 10,884,000 |
| Net interest income | 6,247,000 | 12,909,000 | 19,522,000 | 25,948,000 |
| Noninterest income | 1,734,000 | 3,553,000 | 5,350,000 | 7,056,000 |
| Noninterest expense | 4,928,000 | 9,875,000 | 14,996,000 | 19,911,000 |
| Provision for loan losses | 240,000 | 480,000 | 630,000 | 780,000 |
| Pretax income | 2,813,000 | 6,107,000 | 9,246,000 | 12,313,000 |
| Income tax | 1,029,000 | 2,249,000 | 3,417,000 | 4,455,000 |
| Net income | 1,784,000 | 3,858,000 | 5,829,000 | 7,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,835,000 | 46,946,000 | 47,955,000 | 49,023,000 |
| Total capital | 50,350,000 | 51,683,000 | 52,816,000 | 53,882,000 |
| Risk-weighted assets | 396,981,000 | 399,331,000 | 405,065,000 | 412,718,000 |