Call reports 2002
BUILTWELL BANK — 2002
What BUILTWELL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 441,994,000 | 441,722,000 | 448,817,000 | 444,183,000 |
| Total loans | 315,685,000 | 324,952,000 | 329,253,000 | 322,805,000 |
| Allowance for loan losses | 3,738,000 | 3,630,000 | 3,800,000 | 3,736,000 |
| Securities available for sale | 57,022,000 | 54,762,000 | 56,678,000 | 55,526,000 |
| Securities held to maturity | 1,312,000 | 823,000 | 823,000 | 621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,463,000 | 390,858,000 | 393,261,000 | 395,678,000 |
| Interest-bearing deposits | 338,659,000 | 330,197,000 | 331,844,000 | 334,106,000 |
| Noninterest-bearing deposits | 55,804,000 | 60,661,000 | 61,417,000 | 61,572,000 |
| Equity capital | 40,494,000 | 40,945,000 | 41,208,000 | 41,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,347,000 | 14,730,000 | 22,023,000 | 29,154,000 |
| Interest expense | 1,939,000 | 3,644,000 | 5,313,000 | 6,848,000 |
| Net interest income | 5,408,000 | 11,086,000 | 16,710,000 | 22,306,000 |
| Noninterest income | 1,808,000 | 3,401,000 | 5,362,000 | 8,007,000 |
| Noninterest expense | 4,981,000 | 9,858,000 | 14,946,000 | 20,507,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,350,000 |
| Pretax income | 1,935,000 | 4,029,000 | 6,226,000 | 8,456,000 |
| Income tax | 711,000 | 1,396,000 | 2,107,000 | 2,891,000 |
| Net income | 1,224,000 | 2,633,000 | 4,119,000 | 5,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,803,000 | 39,025,000 | 39,024,000 | 39,163,000 |
| Total capital | 42,541,000 | 42,655,000 | 42,824,000 | 42,899,000 |
| Risk-weighted assets | 329,832,000 | 335,279,000 | 340,974,000 | 334,990,000 |