Call reports 2001
BUILTWELL BANK — 2001
What BUILTWELL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 273,143,000 | 322,901,000 | 434,907,000 | 435,908,000 |
| Total loans | 205,377,000 | 242,789,000 | 312,009,000 | 313,391,000 |
| Allowance for loan losses | 2,322,000 | 2,880,000 | 3,748,000 | 3,521,000 |
| Securities available for sale | 37,070,000 | 41,377,000 | 60,872,000 | 59,091,000 |
| Securities held to maturity | 1,147,000 | 1,101,000 | 1,706,000 | 1,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,402,000 | 288,768,000 | 390,418,000 | 390,010,000 |
| Interest-bearing deposits | 204,692,000 | 243,568,000 | 330,121,000 | 333,003,000 |
| Noninterest-bearing deposits | 36,710,000 | 45,200,000 | 60,297,000 | 57,007,000 |
| Equity capital | 23,936,000 | 28,652,000 | 38,385,000 | 40,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,228,000 | 14,853,000 | 28,081,000 | 34,835,000 |
| Interest expense | 2,490,000 | 5,673,000 | 10,512,000 | 12,895,000 |
| Net interest income | 3,738,000 | 9,180,000 | 17,569,000 | 21,940,000 |
| Noninterest income | 635,000 | 1,442,000 | 2,797,000 | 5,599,000 |
| Noninterest expense | 2,946,000 | 7,251,000 | 13,607,000 | 18,422,000 |
| Provision for loan losses | 207,000 | 667,000 | 957,000 | 1,296,000 |
| Pretax income | 1,220,000 | 2,725,000 | 5,828,000 | 7,854,000 |
| Income tax | 455,000 | 1,033,000 | 2,172,000 | 2,932,000 |
| Net income | 765,000 | 1,692,000 | 3,656,000 | 4,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,233,000 | 27,854,000 | 36,114,000 | 38,396,000 |
| Total capital | 25,555,000 | 30,734,000 | 39,862,000 | 41,917,000 |
| Risk-weighted assets | 215,122,000 | 255,462,000 | 333,599,000 | 321,838,000 |