Call reports 2025
PB&T BANK — 2025
What PB&T BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 631,437,000 | 647,402,000 | 670,858,000 | 663,023,000 |
| Total loans | 472,185,000 | 513,811,000 | 540,032,000 | 524,617,000 |
| Allowance for loan losses | 6,262,000 | 6,866,000 | 6,879,000 | 6,892,000 |
| Securities available for sale | 71,320,000 | 65,100,000 | 59,632,000 | 68,262,000 |
| Securities held to maturity | 47,609,000 | 47,456,000 | 47,317,000 | 47,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,195,000 | 541,080,000 | 562,372,000 | 557,032,000 |
| Interest-bearing deposits | 371,743,000 | 360,582,000 | 372,144,000 | 369,463,000 |
| Noninterest-bearing deposits | 177,452,000 | 180,498,000 | 190,228,000 | 187,569,000 |
| Equity capital | 75,459,000 | 77,034,000 | 80,948,000 | 83,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,457,000 | 17,840,000 | 27,942,000 | 38,033,000 |
| Interest expense | 1,225,000 | 2,607,000 | 4,190,000 | 5,736,000 |
| Net interest income | 7,232,000 | 15,233,000 | 23,752,000 | 32,297,000 |
| Noninterest income | 2,562,000 | 4,728,000 | 6,852,000 | 8,897,000 |
| Noninterest expense | 5,932,000 | 11,859,000 | 17,925,000 | 24,446,000 |
| Provision for loan losses | 0 | 600,000 | 600,000 | 600,000 |
| Pretax income | 3,862,000 | 7,282,000 | 11,859,000 | 15,928,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,862,000 | 7,282,000 | 11,859,000 | 15,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,741,000 | 79,118,000 | 82,046,000 | 83,817,000 |
| Total capital | 84,172,000 | 86,033,000 | 89,365,000 | 91,010,000 |
| Risk-weighted assets | 514,396,000 | 552,843,000 | 587,750,000 | 575,276,000 |