Call reports 2024
PB&T BANK — 2024
What PB&T BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 633,084,000 | 619,855,000 | 625,493,000 | 616,730,000 |
| Total loans | 440,653,000 | 434,650,000 | 423,158,000 | 434,859,000 |
| Allowance for loan losses | 6,290,000 | 6,294,000 | 6,224,000 | 6,123,000 |
| Securities available for sale | 90,060,000 | 88,695,000 | 84,576,000 | 76,719,000 |
| Securities held to maturity | 48,186,000 | 48,035,000 | 47,888,000 | 47,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,555,000 | 520,152,000 | 532,071,000 | 538,705,000 |
| Interest-bearing deposits | 355,366,000 | 340,191,000 | 349,518,000 | 364,908,000 |
| Noninterest-bearing deposits | 181,189,000 | 179,961,000 | 182,553,000 | 173,797,000 |
| Equity capital | 65,566,000 | 68,350,000 | 71,974,000 | 72,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,922,000 | 15,998,000 | 24,407,000 | 32,587,000 |
| Interest expense | 1,330,000 | 2,650,000 | 4,168,000 | 5,520,000 |
| Net interest income | 6,592,000 | 13,348,000 | 20,239,000 | 27,067,000 |
| Noninterest income | 1,982,000 | 5,261,000 | 7,395,000 | 9,654,000 |
| Noninterest expense | 5,758,000 | 11,435,000 | 17,164,000 | 23,240,000 |
| Provision for loan losses | 0 | 0 | -70,000 | -70,000 |
| Pretax income | 2,816,000 | 7,174,000 | 10,470,000 | 13,481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,816,000 | 7,174,000 | 10,470,000 | 13,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,648,000 | 72,768,000 | 73,924,000 | 75,361,000 |
| Total capital | 76,624,000 | 78,695,000 | 79,853,000 | 81,436,000 |
| Risk-weighted assets | 477,644,000 | 473,684,000 | 473,801,000 | 485,733,000 |