Call reports 2023
PB&T BANK — 2023
What PB&T BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 615,042,000 | 630,850,000 | 632,831,000 | 624,971,000 |
| Total loans | 441,145,000 | 458,550,000 | 455,999,000 | 444,726,000 |
| Allowance for loan losses | 6,260,000 | 6,252,000 | 6,226,000 | 6,301,000 |
| Securities available for sale | 100,111,000 | 94,708,000 | 88,137,000 | 94,043,000 |
| Securities held to maturity | 53,729,000 | 53,595,000 | 53,456,000 | 53,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,982,000 | 532,011,000 | 551,490,000 | 541,461,000 |
| Interest-bearing deposits | 341,278,000 | 342,878,000 | 357,260,000 | 363,566,000 |
| Noninterest-bearing deposits | 204,704,000 | 189,133,000 | 194,230,000 | 177,895,000 |
| Equity capital | 59,519,000 | 62,024,000 | 60,834,000 | 64,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,253,000 | 14,711,000 | 22,489,000 | 30,535,000 |
| Interest expense | 176,000 | 1,035,000 | 2,236,000 | 3,555,000 |
| Net interest income | 7,077,000 | 13,676,000 | 20,253,000 | 26,980,000 |
| Noninterest income | 2,030,000 | 4,267,000 | 6,420,000 | 8,661,000 |
| Noninterest expense | 5,262,000 | 10,708,000 | 16,236,000 | 21,892,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 3,845,000 | 7,235,000 | 10,437,000 | 13,749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,845,000 | 7,235,000 | 10,437,000 | 13,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,920,000 | 68,108,000 | 67,711,000 | 69,503,000 |
| Total capital | 71,077,000 | 74,456,000 | 73,900,000 | 75,536,000 |
| Risk-weighted assets | 492,208,000 | 507,698,000 | 494,850,000 | 482,195,000 |