Call reports 2022
PB&T BANK — 2022
What PB&T BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 638,036,000 | 639,105,000 | 649,361,000 | 632,965,000 |
| Total loans | 388,794,000 | 430,011,000 | 448,287,000 | 453,211,000 |
| Allowance for loan losses | 5,925,000 | 6,330,000 | 6,638,000 | 6,615,000 |
| Securities available for sale | 107,570,000 | 99,110,000 | 90,964,000 | 100,804,000 |
| Securities held to maturity | 41,490,000 | 51,374,000 | 53,993,000 | 53,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,367,000 | 574,552,000 | 584,139,000 | 566,561,000 |
| Interest-bearing deposits | 366,076,000 | 359,807,000 | 363,333,000 | 352,086,000 |
| Noninterest-bearing deposits | 206,291,000 | 214,745,000 | 220,806,000 | 214,475,000 |
| Equity capital | 55,643,000 | 54,520,000 | 56,153,000 | 60,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,252,000 | 10,923,000 | 17,381,000 | 24,378,000 |
| Interest expense | 41,000 | 81,000 | 129,000 | 203,000 |
| Net interest income | 5,211,000 | 10,842,000 | 17,252,000 | 24,175,000 |
| Noninterest income | 2,163,000 | 4,464,000 | 6,683,000 | 9,340,000 |
| Noninterest expense | 4,921,000 | 9,991,000 | 15,276,000 | 20,482,000 |
| Provision for loan losses | 225,000 | 630,000 | 956,000 | 956,000 |
| Pretax income | 2,228,000 | 4,685,000 | 7,703,000 | 12,077,000 |
| Income tax | 0 | 218,000 | 368,000 | 0 |
| Net income | 2,228,000 | 4,467,000 | 7,335,000 | 12,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,300,000 | 59,599,000 | 62,525,000 | 66,780,000 |
| Total capital | 62,825,000 | 65,721,000 | 68,768,000 | 73,115,000 |
| Risk-weighted assets | 441,362,000 | 489,378,000 | 498,900,000 | 506,382,000 |