Call reports 2020
PB&T BANK — 2020
What PB&T BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 448,503,000 | 508,474,000 | 536,133,000 | 542,289,000 |
| Total loans | 276,224,000 | 343,755,000 | 343,717,000 | 344,304,000 |
| Allowance for loan losses | 3,784,000 | 4,120,000 | 5,141,000 | 5,254,000 |
| Securities available for sale | 108,955,000 | 100,161,000 | 91,502,000 | 95,617,000 |
| Securities held to maturity | 2,613,000 | 2,076,000 | 2,039,000 | 1,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,408,000 | 432,862,000 | 459,471,000 | 476,870,000 |
| Interest-bearing deposits | 269,576,000 | 294,937,000 | 311,032,000 | 326,017,000 |
| Noninterest-bearing deposits | 109,832,000 | 137,925,000 | 148,439,000 | 150,853,000 |
| Equity capital | 53,070,000 | 55,115,000 | 55,423,000 | 57,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,381,000 | 9,164,000 | 14,124,000 | 19,634,000 |
| Interest expense | 63,000 | 137,000 | 212,000 | 279,000 |
| Net interest income | 4,318,000 | 9,027,000 | 13,912,000 | 19,355,000 |
| Noninterest income | 1,053,000 | 2,065,000 | 3,277,000 | 4,502,000 |
| Noninterest expense | 4,182,000 | 8,183,000 | 12,745,000 | 16,961,000 |
| Provision for loan losses | 125,000 | 466,000 | 1,341,000 | 1,341,000 |
| Pretax income | 1,088,000 | 2,467,000 | 3,127,000 | 5,579,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,088,000 | 2,467,000 | 3,127,000 | 5,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,663,000 | 52,042,000 | 52,702,000 | 55,154,000 |
| Total capital | 54,586,000 | 56,300,000 | 56,944,000 | 59,628,000 |
| Risk-weighted assets | 326,360,000 | 344,615,000 | 338,335,000 | 357,051,000 |