Call reports 2019
PB&T BANK — 2019
What PB&T BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 428,210,000 | 419,275,000 | 432,400,000 | 433,958,000 |
| Total loans | 221,724,000 | 218,890,000 | 236,078,000 | 250,454,000 |
| Allowance for loan losses | 3,285,000 | 3,288,000 | 3,290,000 | 3,292,000 |
| Securities available for sale | 139,190,000 | 139,068,000 | 125,057,000 | 115,042,000 |
| Securities held to maturity | 269,000 | 2,880,000 | 2,832,000 | 2,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,179,000 | 363,691,000 | 374,676,000 | 374,584,000 |
| Interest-bearing deposits | 271,386,000 | 268,528,000 | 265,305,000 | 265,669,000 |
| Noninterest-bearing deposits | 104,793,000 | 95,163,000 | 109,371,000 | 108,915,000 |
| Equity capital | 46,517,000 | 49,656,000 | 51,248,000 | 52,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,047,000 | 8,096,000 | 12,288,000 | 16,715,000 |
| Interest expense | 82,000 | 155,000 | 232,000 | 299,000 |
| Net interest income | 3,965,000 | 7,941,000 | 12,056,000 | 16,416,000 |
| Noninterest income | 973,000 | 1,666,000 | 2,816,000 | 4,083,000 |
| Noninterest expense | 3,575,000 | 7,318,000 | 11,221,000 | 15,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,363,000 | 2,289,000 | 3,533,000 | 5,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,363,000 | 2,289,000 | 3,533,000 | 5,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,155,000 | 49,082,000 | 50,325,000 | 51,881,000 |
| Total capital | 51,591,000 | 52,521,000 | 53,766,000 | 55,302,000 |
| Risk-weighted assets | 285,571,000 | 281,997,000 | 301,724,000 | 303,141,000 |