Call reports 2016
PB&T BANK — 2016
What PB&T BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 361,633,000 | 365,609,000 | 382,109,000 | 383,790,000 |
| Total loans | 172,332,000 | 181,144,000 | 184,334,000 | 187,414,000 |
| Allowance for loan losses | 3,326,000 | 3,320,000 | 3,316,000 | 2,908,000 |
| Securities available for sale | 119,604,000 | 114,031,000 | 127,952,000 | 131,518,000 |
| Securities held to maturity | 814,000 | 782,000 | 746,000 | 729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,255,000 | 318,766,000 | 335,097,000 | 338,074,000 |
| Interest-bearing deposits | 241,537,000 | 244,954,000 | 252,756,000 | 252,517,000 |
| Noninterest-bearing deposits | 75,718,000 | 73,812,000 | 82,341,000 | 85,557,000 |
| Equity capital | 40,076,000 | 42,210,000 | 42,600,000 | 41,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,675,000 | 5,575,000 | 8,477,000 | 11,448,000 |
| Interest expense | 62,000 | 126,000 | 187,000 | 250,000 |
| Net interest income | 2,613,000 | 5,449,000 | 8,290,000 | 11,198,000 |
| Noninterest income | 1,790,000 | 2,542,000 | 3,226,000 | 3,647,000 |
| Noninterest expense | 2,824,000 | 5,725,000 | 8,566,000 | 11,250,000 |
| Provision for loan losses | 0 | -552,000 | -552,000 | -952,000 |
| Pretax income | 1,574,000 | 2,814,000 | 3,498,000 | 4,543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,574,000 | 2,814,000 | 3,498,000 | 4,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,859,000 | 41,100,000 | 41,783,000 | 42,828,000 |
| Total capital | 42,645,000 | 43,978,000 | 44,799,000 | 45,813,000 |
| Risk-weighted assets | 222,248,000 | 229,692,000 | 240,896,000 | 244,755,000 |