Call reports 2015
PB&T BANK — 2015
What PB&T BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 337,338,000 | 341,935,000 | 350,995,000 | 354,710,000 |
| Total loans | 157,515,000 | 159,412,000 | 162,515,000 | 169,820,000 |
| Allowance for loan losses | 3,373,000 | 3,381,000 | 3,448,000 | 3,320,000 |
| Securities available for sale | 121,361,000 | 119,973,000 | 119,134,000 | 119,835,000 |
| Securities held to maturity | 882,000 | 861,000 | 859,000 | 821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,276,000 | 300,679,000 | 307,454,000 | 312,667,000 |
| Interest-bearing deposits | 229,326,000 | 233,405,000 | 231,912,000 | 240,491,000 |
| Noninterest-bearing deposits | 66,950,000 | 67,274,000 | 75,542,000 | 72,176,000 |
| Equity capital | 36,660,000 | 37,027,000 | 38,222,000 | 38,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,411,000 | 4,883,000 | 7,451,000 | 10,104,000 |
| Interest expense | 72,000 | 142,000 | 211,000 | 276,000 |
| Net interest income | 2,339,000 | 4,741,000 | 7,240,000 | 9,828,000 |
| Noninterest income | 1,032,000 | 2,038,000 | 2,932,000 | 3,753,000 |
| Noninterest expense | 2,720,000 | 5,362,000 | 8,084,000 | 10,729,000 |
| Provision for loan losses | 0 | 0 | 0 | -97,000 |
| Pretax income | 655,000 | 1,421,000 | 2,092,000 | 2,953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 655,000 | 1,421,000 | 2,092,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,726,000 | 37,492,000 | 38,162,000 | 39,024,000 |
| Total capital | 39,390,000 | 40,188,000 | 40,853,000 | 41,763,000 |
| Risk-weighted assets | 212,479,000 | 215,003,000 | 214,535,000 | 218,449,000 |