Call reports 2014
PB&T BANK — 2014
What PB&T BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 319,708,000 | 319,977,000 | 329,680,000 | 337,289,000 |
| Total loans | 146,749,000 | 149,732,000 | 159,250,000 | 148,544,000 |
| Allowance for loan losses | 5,855,000 | 5,853,000 | 5,880,000 | 3,372,000 |
| Securities available for sale | 113,311,000 | 111,791,000 | 109,725,000 | 117,429,000 |
| Securities held to maturity | 1,477,000 | 936,000 | 935,000 | 884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,514,000 | 282,387,000 | 291,729,000 | 295,614,000 |
| Interest-bearing deposits | 217,773,000 | 219,901,000 | 222,997,000 | 227,894,000 |
| Noninterest-bearing deposits | 64,741,000 | 62,486,000 | 68,732,000 | 67,720,000 |
| Equity capital | 33,463,000 | 34,105,000 | 34,197,000 | 37,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,369,000 | 4,960,000 | 7,461,000 | 9,962,000 |
| Interest expense | 86,000 | 170,000 | 251,000 | 328,000 |
| Net interest income | 2,283,000 | 4,790,000 | 7,210,000 | 9,634,000 |
| Noninterest income | 970,000 | 1,459,000 | 2,016,000 | 2,691,000 |
| Noninterest expense | 2,769,000 | 5,499,000 | 8,348,000 | 10,782,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,500,000 |
| Pretax income | 542,000 | 808,000 | 936,000 | 4,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 542,000 | 808,000 | 936,000 | 4,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,611,000 | 35,878,000 | 36,006,000 | 39,171,000 |
| Total capital | 38,077,000 | 38,359,000 | 38,626,000 | 41,701,000 |
| Risk-weighted assets | 193,926,000 | 195,071,000 | 206,321,000 | 201,562,000 |