Call reports 2013
PB&T BANK — 2013
What PB&T BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 317,126,000 | 313,280,000 | 317,320,000 | 313,968,000 |
| Total loans | 155,801,000 | 139,434,000 | 142,112,000 | 144,168,000 |
| Allowance for loan losses | 6,325,000 | 5,825,000 | 5,873,000 | 5,854,000 |
| Securities available for sale | 86,563,000 | 105,995,000 | 110,871,000 | 108,428,000 |
| Securities held to maturity | 1,653,000 | 1,641,000 | 1,554,000 | 1,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,177,000 | 276,343,000 | 279,998,000 | 277,112,000 |
| Interest-bearing deposits | 219,622,000 | 216,727,000 | 216,834,000 | 216,885,000 |
| Noninterest-bearing deposits | 59,555,000 | 59,616,000 | 63,164,000 | 60,227,000 |
| Equity capital | 34,962,000 | 33,220,000 | 33,545,000 | 33,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,143,000 | 7,678,000 | 10,053,000 |
| Interest expense | 118,000 | 233,000 | 339,000 | 437,000 |
| Net interest income | 2,460,000 | 4,910,000 | 7,339,000 | 9,616,000 |
| Noninterest income | 1,148,000 | 1,581,000 | 2,300,000 | 3,174,000 |
| Noninterest expense | 2,875,000 | 5,682,000 | 8,546,000 | 11,150,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 897,000 | 973,000 | 1,188,000 | 1,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 897,000 | 973,000 | 1,188,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,554,000 | 34,643,000 | 34,870,000 | 35,421,000 |
| Total capital | 37,076,000 | 36,998,000 | 37,271,000 | 37,843,000 |
| Risk-weighted assets | 197,970,000 | 184,812,000 | 188,641,000 | 190,256,000 |