Call reports 2012
PB&T BANK — 2012
What PB&T BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 316,082,000 | 311,006,000 | 306,068,000 | 313,104,000 |
| Total loans | 146,309,000 | 145,859,000 | 153,902,000 | 155,260,000 |
| Allowance for loan losses | 6,220,000 | 6,418,000 | 6,164,000 | 6,310,000 |
| Securities available for sale | 83,551,000 | 93,651,000 | 89,759,000 | 88,846,000 |
| Securities held to maturity | 2,806,000 | 2,553,000 | 2,549,000 | 1,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,293,000 | 273,328,000 | 270,395,000 | 275,630,000 |
| Interest-bearing deposits | 218,093,000 | 212,870,000 | 210,578,000 | 214,386,000 |
| Noninterest-bearing deposits | 60,200,000 | 60,458,000 | 59,817,000 | 61,244,000 |
| Equity capital | 34,602,000 | 34,685,000 | 32,721,000 | 35,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,877,000 | 7,547,000 | 10,199,000 |
| Interest expense | 185,000 | 340,000 | 478,000 | 604,000 |
| Net interest income | 2,164,000 | 4,537,000 | 7,069,000 | 9,595,000 |
| Noninterest income | -654,000 | -327,000 | -1,751,000 | -871,000 |
| Noninterest expense | 3,122,000 | 6,223,000 | 9,295,000 | 12,243,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | -1,542,000 | -2,192,000 | -4,156,000 | -3,700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,542,000 | -2,192,000 | -4,156,000 | -3,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,813,000 | 33,176,000 | 31,225,000 | 33,644,000 |
| Total capital | 36,329,000 | 35,702,000 | 33,746,000 | 36,182,000 |
| Risk-weighted assets | 197,589,000 | 198,154,000 | 198,063,000 | 199,280,000 |