Call reports 2011
PB&T BANK — 2011
What PB&T BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 331,631,000 | 316,486,000 | 316,394,000 | 309,637,000 |
| Total loans | 193,639,000 | 180,468,000 | 166,104,000 | 148,117,000 |
| Allowance for loan losses | 7,499,000 | 7,152,000 | 6,681,000 | 6,349,000 |
| Securities available for sale | 66,541,000 | 67,629,000 | 75,275,000 | 76,602,000 |
| Securities held to maturity | 3,580,000 | 3,576,000 | 3,511,000 | 3,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,064,000 | 276,648,000 | 278,833,000 | 272,760,000 |
| Interest-bearing deposits | 231,184,000 | 217,903,000 | 219,374,000 | 216,322,000 |
| Noninterest-bearing deposits | 59,880,000 | 58,745,000 | 59,459,000 | 56,438,000 |
| Equity capital | 37,321,000 | 37,108,000 | 33,847,000 | 33,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,103,000 | 6,092,000 | 8,947,000 | 11,755,000 |
| Interest expense | 320,000 | 603,000 | 870,000 | 1,104,000 |
| Net interest income | 2,783,000 | 5,489,000 | 8,077,000 | 10,651,000 |
| Noninterest income | 1,011,000 | 2,073,000 | 2,440,000 | 1,766,000 |
| Noninterest expense | 3,344,000 | 6,535,000 | 9,894,000 | 13,341,000 |
| Provision for loan losses | 100,000 | 1,100,000 | 3,750,000 | 4,150,000 |
| Pretax income | 350,000 | -73,000 | -3,180,000 | -5,340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | -73,000 | -3,180,000 | -5,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,044,000 | 35,633,000 | 32,539,000 | 32,865,000 |
| Total capital | 39,037,000 | 38,492,000 | 35,283,000 | 35,432,000 |
| Risk-weighted assets | 234,945,000 | 224,431,000 | 215,577,000 | 201,542,000 |