Call reports 2010
PB&T BANK — 2010
What PB&T BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 348,757,000 | 348,660,000 | 346,790,000 | 332,931,000 |
| Total loans | 234,524,000 | 236,468,000 | 222,431,000 | 209,942,000 |
| Allowance for loan losses | 10,374,000 | 11,111,000 | 7,506,000 | 8,714,000 |
| Securities available for sale | 53,557,000 | 56,762,000 | 56,857,000 | 62,372,000 |
| Securities held to maturity | 16,920,000 | 10,877,000 | 7,831,000 | 3,713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,699,000 | 298,358,000 | 298,082,000 | 292,180,000 |
| Interest-bearing deposits | 235,290,000 | 236,162,000 | 231,516,000 | 232,777,000 |
| Noninterest-bearing deposits | 62,409,000 | 62,196,000 | 66,566,000 | 59,403,000 |
| Equity capital | 45,744,000 | 46,682,000 | 45,284,000 | 37,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,819,000 | 7,773,000 | 11,428,000 | 15,037,000 |
| Interest expense | 454,000 | 892,000 | 1,301,000 | 1,679,000 |
| Net interest income | 3,365,000 | 6,881,000 | 10,127,000 | 13,358,000 |
| Noninterest income | 553,000 | 1,518,000 | 2,052,000 | 734,000 |
| Noninterest expense | 3,671,000 | 7,180,000 | 11,008,000 | 16,452,000 |
| Provision for loan losses | 2,450,000 | 2,850,000 | 4,450,000 | 8,300,000 |
| Pretax income | -2,203,000 | -1,631,000 | -3,279,000 | -10,983,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,203,000 | -1,631,000 | -3,279,000 | -10,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,918,000 | 43,503,000 | 41,868,000 | 35,680,000 |
| Total capital | 46,359,000 | 46,904,000 | 45,181,000 | 38,774,000 |
| Risk-weighted assets | 268,365,000 | 264,400,000 | 260,830,000 | 241,898,000 |