Call reports 2009
PB&T BANK — 2009
What PB&T BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 358,947,000 | 347,057,000 | 371,576,000 | 353,339,000 |
| Total loans | 252,136,000 | 249,770,000 | 253,876,000 | 239,575,000 |
| Allowance for loan losses | 10,233,000 | 10,331,000 | 10,101,000 | 10,616,000 |
| Securities available for sale | 25,698,000 | 31,853,000 | 41,324,000 | 44,276,000 |
| Securities held to maturity | 29,703,000 | 29,843,000 | 26,378,000 | 22,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,118,000 | 285,245,000 | 308,911,000 | 304,092,000 |
| Interest-bearing deposits | 225,198,000 | 225,391,000 | 240,338,000 | 238,513,000 |
| Noninterest-bearing deposits | 68,920,000 | 59,854,000 | 68,573,000 | 65,579,000 |
| Equity capital | 54,603,000 | 50,641,000 | 51,749,000 | 43,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,013,000 | 9,573,000 | 14,197,000 | 17,782,000 |
| Interest expense | 614,000 | 1,203,000 | 1,878,000 | 2,423,000 |
| Net interest income | 4,399,000 | 8,370,000 | 12,319,000 | 15,359,000 |
| Noninterest income | 887,000 | 1,632,000 | 2,554,000 | 3,482,000 |
| Noninterest expense | 3,945,000 | 8,092,000 | 12,045,000 | 16,231,000 |
| Provision for loan losses | 600,000 | 5,100,000 | 5,100,000 | 12,700,000 |
| Pretax income | 741,000 | -3,190,000 | -2,272,000 | -10,090,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 741,000 | -3,190,000 | -2,272,000 | -10,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,902,000 | 47,983,000 | 48,914,000 | 41,109,000 |
| Total capital | 55,501,000 | 51,628,000 | 52,599,000 | 44,605,000 |
| Risk-weighted assets | 281,270,000 | 284,888,000 | 288,381,000 | 272,547,000 |