Call reports 2006
PB&T BANK — 2006
What PB&T BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 350,020,000 | 356,349,000 | 350,950,000 | 360,483,000 |
| Total loans | 280,820,000 | 291,041,000 | 283,448,000 | 276,858,000 |
| Allowance for loan losses | 3,718,000 | 3,629,000 | 4,229,000 | 4,766,000 |
| Securities available for sale | 14,663,000 | 14,543,000 | 14,771,000 | 14,820,000 |
| Securities held to maturity | 24,468,000 | 24,423,000 | 24,381,000 | 25,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,748,000 | 298,879,000 | 303,809,000 | 312,427,000 |
| Interest-bearing deposits | 233,899,000 | 227,640,000 | 230,674,000 | 239,955,000 |
| Noninterest-bearing deposits | 69,849,000 | 71,239,000 | 73,135,000 | 72,472,000 |
| Equity capital | 38,775,000 | 40,074,000 | 40,733,000 | 41,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,667,000 | 16,336,000 | 24,496,000 | 33,056,000 |
| Interest expense | 944,000 | 1,969,000 | 3,252,000 | 4,624,000 |
| Net interest income | 6,723,000 | 14,367,000 | 21,244,000 | 28,432,000 |
| Noninterest income | 1,133,000 | 2,254,000 | 3,393,000 | 4,538,000 |
| Noninterest expense | 3,656,000 | 7,317,000 | 11,072,000 | 15,087,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 3,600,000 | 8,104,000 | 11,765,000 | 15,483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,600,000 | 8,104,000 | 11,765,000 | 15,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,240,000 | 39,661,000 | 40,092,000 | 41,141,000 |
| Total capital | 41,964,000 | 43,295,000 | 44,021,000 | 45,073,000 |
| Risk-weighted assets | 309,517,000 | 325,853,000 | 313,809,000 | 312,610,000 |