Call reports 2004
PB&T BANK — 2004
What PB&T BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 339,879,000 | 348,065,000 | 359,913,000 | 365,426,000 |
| Total loans | 258,763,000 | 267,451,000 | 276,275,000 | 277,582,000 |
| Allowance for loan losses | 2,546,000 | 2,592,000 | 2,791,000 | 2,979,000 |
| Securities available for sale | 14,995,000 | 18,596,000 | 11,577,000 | 20,348,000 |
| Securities held to maturity | 30,323,000 | 26,266,000 | 26,217,000 | 23,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,190,000 | 307,597,000 | 319,505,000 | 319,269,000 |
| Interest-bearing deposits | 233,852,000 | 243,064,000 | 248,532,000 | 249,677,000 |
| Noninterest-bearing deposits | 64,338,000 | 64,533,000 | 70,973,000 | 69,592,000 |
| Equity capital | 28,795,000 | 32,119,000 | 33,742,000 | 34,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,484,000 | 13,149,000 | 18,931,000 | 25,655,000 |
| Interest expense | 622,000 | 1,214,000 | 1,879,000 | 2,595,000 |
| Net interest income | 5,862,000 | 11,935,000 | 17,052,000 | 23,060,000 |
| Noninterest income | 1,214,000 | 2,395,000 | 3,692,000 | 4,962,000 |
| Noninterest expense | 3,504,000 | 7,104,000 | 10,574,000 | 14,276,000 |
| Provision for loan losses | 0 | 100,000 | 350,000 | 500,000 |
| Pretax income | 3,527,000 | 7,075,000 | 9,792,000 | 13,218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,527,000 | 7,075,000 | 9,792,000 | 13,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,588,000 | 31,136,000 | 32,770,000 | 33,455,000 |
| Total capital | 30,144,000 | 33,737,000 | 35,564,000 | 36,434,000 |
| Risk-weighted assets | 287,423,000 | 294,637,000 | 306,359,000 | 304,963,000 |