Call reports 2002
PB&T BANK — 2002
What PB&T BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 337,903,000 | 348,105,000 | 345,320,000 | 350,747,000 |
| Total loans | 255,314,000 | 244,914,000 | 246,910,000 | 246,808,000 |
| Allowance for loan losses | 3,267,000 | 3,125,000 | 3,678,000 | 2,683,000 |
| Securities available for sale | 10,886,000 | 27,367,000 | 15,716,000 | 33,626,000 |
| Securities held to maturity | 40,607,000 | 39,572,000 | 40,011,000 | 34,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,337,000 | 307,152,000 | 304,356,000 | 306,897,000 |
| Interest-bearing deposits | 229,365,000 | 244,870,000 | 239,878,000 | 242,389,000 |
| Noninterest-bearing deposits | 63,972,000 | 62,282,000 | 64,478,000 | 64,508,000 |
| Equity capital | 31,350,000 | 31,850,000 | 31,081,000 | 31,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,675,000 | 13,534,000 | 20,133,000 | 26,576,000 |
| Interest expense | 1,148,000 | 2,288,000 | 3,409,000 | 4,428,000 |
| Net interest income | 5,527,000 | 11,246,000 | 16,724,000 | 22,148,000 |
| Noninterest income | 1,188,000 | 2,444,000 | 3,810,000 | 5,162,000 |
| Noninterest expense | 3,581,000 | 7,164,000 | 10,645,000 | 14,252,000 |
| Provision for loan losses | 400,000 | 400,000 | 1,000,000 | 1,000,000 |
| Pretax income | 2,734,000 | 6,126,000 | 8,889,000 | 12,058,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,734,000 | 6,126,000 | 8,889,000 | 12,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,377,000 | 30,760,000 | 29,698,000 | 30,397,000 |
| Total capital | 33,655,000 | 33,895,000 | 33,118,000 | 33,088,000 |
| Risk-weighted assets | 279,048,000 | 273,492,000 | 271,928,000 | 277,171,000 |