Call reports 2001
PB&T BANK — 2001
What PB&T BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 341,408,000 | 338,694,000 | 340,372,000 | 342,420,000 |
| Total loans | 253,466,000 | 249,881,000 | 258,077,000 | 253,462,000 |
| Allowance for loan losses | 1,521,000 | 1,510,000 | 2,490,000 | 2,871,000 |
| Securities available for sale | 4,213,000 | 3,746,000 | 3,437,000 | 17,053,000 |
| Securities held to maturity | 46,260,000 | 42,980,000 | 36,441,000 | 43,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,156,000 | 300,220,000 | 301,005,000 | 298,181,000 |
| Interest-bearing deposits | 242,727,000 | 238,616,000 | 234,458,000 | 231,949,000 |
| Noninterest-bearing deposits | 59,429,000 | 61,604,000 | 66,547,000 | 66,232,000 |
| Equity capital | 29,356,000 | 30,261,000 | 30,147,000 | 31,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,966,000 | 15,884,000 | 23,405,000 | 30,374,000 |
| Interest expense | 2,345,000 | 4,521,000 | 6,425,000 | 7,809,000 |
| Net interest income | 5,621,000 | 11,363,000 | 16,980,000 | 22,565,000 |
| Noninterest income | 1,279,000 | 2,533,000 | 3,771,000 | 5,071,000 |
| Noninterest expense | 3,774,000 | 7,451,000 | 11,155,000 | 14,979,000 |
| Provision for loan losses | 50,000 | 50,000 | 1,100,000 | 1,500,000 |
| Pretax income | 3,076,000 | 6,395,000 | 8,496,000 | 11,163,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 3,076,000 | 6,395,000 | 8,496,000 | 11,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,320,000 | 29,189,000 | 29,091,000 | 30,376,000 |
| Total capital | 29,851,000 | 30,711,000 | 31,591,000 | 33,258,000 |
| Risk-weighted assets | 275,020,000 | 273,753,000 | 283,994,000 | 278,278,000 |