Call reports 2026
CENLAR FSB — 2026
What CENLAR FSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 864,520,000 | 782,039,000 |
| Total loans | 263,008,000 | 202,174,000 |
| Allowance for loan losses | 770,000 | 4,000 |
| Securities available for sale | 1,249,000 | 1,225,000 |
| Securities held to maturity | 424,767,000 | 406,678,000 |
| Trading assets | 0 | 0 |
| Total deposits | 510,850,000 | 442,757,000 |
| Interest-bearing deposits | 0 | 0 |
| Noninterest-bearing deposits | 510,850,000 | 442,757,000 |
| Equity capital | 154,069,000 | 139,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,145,000 | 9,828,000 |
| Interest expense | 0 | 0 |
| Net interest income | 5,145,000 | 9,828,000 |
| Noninterest income | 112,770,000 | 199,395,000 |
| Noninterest expense | 119,097,000 | 217,929,000 |
| Provision for loan losses | -21,000 | -787,000 |
| Pretax income | -1,161,000 | -7,919,000 |
| Income tax | -182,000 | -2,688,000 |
| Net income | -979,000 | -5,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 154,113,000 | 137,314,000 |
| Total capital | 154,883,000 | 137,318,000 |
| Risk-weighted assets | 356,565,000 | 311,584,000 |