Call reports 2022
CENLAR FSB — 2022
What CENLAR FSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,108,897,000 | 1,052,830,000 | 1,113,712,000 | 1,111,332,000 |
| Total loans | 305,639,000 | 299,742,000 | 301,928,000 | 301,572,000 |
| Allowance for loan losses | 701,000 | 713,000 | 690,000 | 695,000 |
| Securities available for sale | 2,125,000 | 1,941,000 | 1,852,000 | 1,743,000 |
| Securities held to maturity | 631,375,000 | 598,500,000 | 660,358,000 | 636,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 717,911,000 | 689,843,000 | 769,313,000 | 794,833,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 50,250,000 |
| Noninterest-bearing deposits | 717,911,000 | 689,843,000 | 769,313,000 | 744,583,000 |
| Equity capital | 109,871,000 | 105,688,000 | 104,151,000 | 96,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,820,000 | 9,617,000 | 14,804,000 | 20,294,000 |
| Interest expense | 0 | 0 | 0 | 16,000 |
| Net interest income | 4,820,000 | 9,617,000 | 14,804,000 | 20,278,000 |
| Noninterest income | 122,812,000 | 237,114,000 | 361,145,000 | 495,987,000 |
| Noninterest expense | 135,469,000 | 259,101,000 | 390,502,000 | 538,552,000 |
| Provision for loan losses | 15,000 | 27,000 | 37,000 | 42,000 |
| Pretax income | -7,757,000 | -12,303,000 | -14,770,000 | -22,526,000 |
| Income tax | 16,000 | 3,000 | 3,000 | 3,000 |
| Net income | -7,773,000 | -12,306,000 | -14,773,000 | -22,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,053,000 | 105,943,000 | 104,081,000 | 96,180,000 |
| Total capital | 110,754,000 | 106,656,000 | 104,771,000 | 96,875,000 |
| Risk-weighted assets | 409,578,000 | 382,063,000 | 383,411,000 | 400,650,000 |