Call reports 2021
CENLAR FSB — 2021
What CENLAR FSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,060,950,000 | 1,142,755,000 | 1,210,672,000 | 1,211,410,000 |
| Total loans | 382,992,000 | 357,103,000 | 337,557,000 | 320,625,000 |
| Allowance for loan losses | 946,000 | 852,000 | 713,000 | 686,000 |
| Securities available for sale | 5,288,000 | 4,828,000 | 4,468,000 | 4,177,000 |
| Securities held to maturity | 498,345,000 | 540,319,000 | 681,752,000 | 656,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,679,000 | 745,350,000 | 856,189,000 | 904,271,000 |
| Interest-bearing deposits | 1,000,000 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 707,679,000 | 745,350,000 | 856,189,000 | 904,271,000 |
| Equity capital | 112,716,000 | 112,362,000 | 115,367,000 | 117,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,749,000 | 9,379,000 | 14,135,000 | 18,912,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 4,749,000 | 9,379,000 | 14,135,000 | 18,912,000 |
| Noninterest income | 147,066,000 | 294,095,000 | 445,224,000 | 580,714,000 |
| Noninterest expense | 148,113,000 | 295,426,000 | 442,939,000 | 580,874,000 |
| Provision for loan losses | -157,000 | -251,000 | -390,000 | -417,000 |
| Pretax income | 3,837,000 | 8,264,000 | 16,776,000 | 19,134,000 |
| Income tax | 21,000 | 42,000 | 65,000 | 96,000 |
| Net income | 3,816,000 | 8,222,000 | 16,711,000 | 19,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,390,000 | 113,621,000 | 116,217,000 | 117,516,000 |
| Total capital | 115,336,000 | 114,473,000 | 116,930,000 | 118,202,000 |
| Risk-weighted assets | 441,279,000 | 448,651,000 | 432,750,000 | 464,198,000 |