Call reports 2020
CENLAR FSB — 2020
What CENLAR FSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,157,304,000 | 1,171,277,000 | 1,171,987,000 | 1,232,519,000 |
| Total loans | 461,271,000 | 467,200,000 | 437,229,000 | 422,997,000 |
| Allowance for loan losses | 1,057,000 | 1,155,000 | 1,093,000 | 1,061,000 |
| Securities available for sale | 6,995,000 | 6,696,000 | 6,355,000 | 5,872,000 |
| Securities held to maturity | 535,574,000 | 502,818,000 | 552,774,000 | 533,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 898,178,000 | 893,461,000 | 886,479,000 | 976,540,000 |
| Interest-bearing deposits | 0 | 1,249,000 | 0 | 0 |
| Noninterest-bearing deposits | 898,178,000 | 892,212,000 | 886,479,000 | 976,540,000 |
| Equity capital | 107,661,000 | 109,002,000 | 107,051,000 | 111,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,074,000 | 13,504,000 | 19,339,000 | 24,858,000 |
| Interest expense | 0 | 2,000 | 3,000 | 3,000 |
| Net interest income | 7,074,000 | 13,502,000 | 19,336,000 | 24,855,000 |
| Noninterest income | 115,811,000 | 235,913,000 | 372,491,000 | 517,046,000 |
| Noninterest expense | 113,147,000 | 232,127,000 | 367,866,000 | 510,130,000 |
| Provision for loan losses | 197,000 | 301,000 | 233,000 | 201,000 |
| Pretax income | 9,511,000 | 16,940,000 | 23,630,000 | 31,469,000 |
| Income tax | 21,000 | 14,000 | 20,000 | 27,000 |
| Net income | 9,490,000 | 16,926,000 | 23,610,000 | 31,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,162,000 | 111,947,000 | 109,600,000 | 113,184,000 |
| Total capital | 112,219,000 | 113,102,000 | 110,693,000 | 114,245,000 |
| Risk-weighted assets | 472,208,000 | 499,813,000 | 483,219,000 | 562,762,000 |