Call reports 2019
CENLAR FSB — 2019
What CENLAR FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,130,728,000 | 1,170,510,000 | 1,191,560,000 | 1,167,206,000 |
| Total loans | 432,936,000 | 437,238,000 | 467,780,000 | 464,645,000 |
| Allowance for loan losses | 866,000 | 868,000 | 874,000 | 859,000 |
| Securities available for sale | 9,113,000 | 8,603,000 | 8,109,000 | 7,606,000 |
| Securities held to maturity | 571,228,000 | 550,529,000 | 541,468,000 | 512,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 871,952,000 | 920,239,000 | 945,565,000 | 959,818,000 |
| Interest-bearing deposits | 248,000 | 1,004,000 | 0 | 0 |
| Noninterest-bearing deposits | 871,704,000 | 919,235,000 | 945,565,000 | 959,818,000 |
| Equity capital | 104,194,000 | 108,618,000 | 109,406,000 | 108,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,215,000 | 14,789,000 | 22,238,000 | 29,188,000 |
| Interest expense | 0 | 7,000 | 8,000 | 8,000 |
| Net interest income | 7,215,000 | 14,782,000 | 22,230,000 | 29,180,000 |
| Noninterest income | 94,961,000 | 202,177,000 | 312,493,000 | 430,418,000 |
| Noninterest expense | 98,881,000 | 203,420,000 | 308,271,000 | 421,286,000 |
| Provision for loan losses | -11,000 | -10,000 | -5,000 | -19,000 |
| Pretax income | 3,136,000 | 13,376,000 | 26,262,000 | 38,134,000 |
| Income tax | 15,000 | 38,000 | 52,000 | 73,000 |
| Net income | 3,121,000 | 13,338,000 | 26,210,000 | 38,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,212,000 | 110,387,000 | 111,683,000 | 110,072,000 |
| Total capital | 105,078,000 | 111,255,000 | 112,557,000 | 110,931,000 |
| Risk-weighted assets | 438,997,000 | 460,265,000 | 494,046,000 | 499,822,000 |