Call reports 2018
CENLAR FSB — 2018
What CENLAR FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,068,130,000 | 1,083,263,000 | 1,130,721,000 | 1,135,456,000 |
| Total loans | 356,764,000 | 380,006,000 | 410,271,000 | 420,373,000 |
| Allowance for loan losses | 940,000 | 967,000 | 915,000 | 877,000 |
| Securities available for sale | 11,467,000 | 10,944,000 | 10,368,000 | 9,736,000 |
| Securities held to maturity | 594,456,000 | 578,084,000 | 584,803,000 | 559,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 778,310,000 | 795,188,000 | 892,500,000 | 921,646,000 |
| Interest-bearing deposits | 0 | 248,000 | 0 | 0 |
| Noninterest-bearing deposits | 778,310,000 | 794,940,000 | 892,500,000 | 921,646,000 |
| Equity capital | 100,560,000 | 102,887,000 | 107,233,000 | 106,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,230,000 | 12,697,000 | 19,476,000 | 26,587,000 |
| Interest expense | 95,000 | 199,000 | 245,000 | 246,000 |
| Net interest income | 6,135,000 | 12,498,000 | 19,231,000 | 26,341,000 |
| Noninterest income | 96,505,000 | 196,486,000 | 303,966,000 | 407,783,000 |
| Noninterest expense | 104,951,000 | 210,656,000 | 313,992,000 | 415,589,000 |
| Provision for loan losses | 39,000 | 64,000 | -2,000 | -40,000 |
| Pretax income | -2,352,000 | -1,768,000 | 9,144,000 | 18,511,000 |
| Income tax | 9,000 | 19,000 | 24,000 | 39,000 |
| Net income | -2,361,000 | -1,787,000 | 9,120,000 | 18,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,378,000 | 100,477,000 | 103,933,000 | 105,464,000 |
| Total capital | 100,318,000 | 101,444,000 | 104,848,000 | 106,341,000 |
| Risk-weighted assets | 404,533,000 | 415,742,000 | 434,336,000 | 457,577,000 |